keyword_insurance.bib

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@techreport{Lit04,
  author = {Todd A.~Litman},
  title = {Pay-As-You-Drive Pricing for Insurance Affordability},
  year = 2004,
  month = may,
  institution = {Victoria Transport Policy Institute},
  address = {Victoria, BC, Canada},
  keywords = {transportation demand management, equity, insurance},
  url = {http://www.vtpi.org/payd_aff.pdf},
  status = {read}
}

@techreport{But00,
  author = {Patrick Butler},
  title = {Why The Standard Automobile Insurance Market Breaks Down In
        Low Income Zip Codes: A per-mile analysis of {T}exas auto insurance
        based on testimony before the {T}exas {H}ouse {C}ommittee on
        {I}nsurance April 6 and 13, 1999},
  year = 2000,
  number = 633,
  month = jul,
  institution = {Cents Per Mile Now},
  abstract = {
        The Texas legislature relied on this analysis of zip-code pricing
        (red lining) and uninsured cars in passing the ``cents-per-mile
        choice'' law to cure these and other maladies produced by fixed
        annual rates per-car. As introduced, the legislation drafted to
        NOW's specifications made the cents-per-mile option a
        ``mandatory offer'' to all customers by all companies after a two
        year phase-in period.  As passed, the law makes offering
        cents-per-mile rates as an alternative to annual rates per car
        voluntary for companies. Consumers need to demand that
        companies take the cure: measure the miles of protection they
        sell for the customers who want it.
    },
  keywords = {transportation demand management, insurance},
  url = {http://centspermilenow.org/publicat.htm}
}

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